Category: Tools

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Playing with affordability

We know that there’s been no relief in affordability lately.   After staying relatively steady for a year as prices fell in concert with rising rates, it deteriorated even more in recent months as rates pushed...

Optimizing your down payment

Optimizing your down payment

This post is 7 years old. The data and my views may have since evolved.When putting a down payment on a house, often people strive for 20% if they can, and anything less is just...

That new house smell

This post is 8 years old. The data and my views may have since evolved.Ahh the smell of toxic offgassing in the morning.  It’ll knock a couple months of your life but where would we...

A rise by any other name

A rise by any other name

This post is 8 years old. The data and my views may have since evolved.How fast are house prices increasing in Victoria?   It really depends on what measure you use. For years I’ve been...